Pay in 3 with PayPal
Split your purchase into 3 interest-free payments with PayPal Pay in 3 at Little Gusto.
Your first payment is taken at checkout, with the remaining two payments collected monthly — at no extra cost when paid on time.
A flexible way to shop now and spread the cost with confidence.
How PayPal Pay in 3 works
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Add your favourite items to your basket
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Proceed to checkout
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Select PayPal as your payment method
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Choose Pay in 3
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Complete your purchase — payments are taken automatically each month
Why choose PayPal Pay in 3?
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Split your order into 3 interest-free monthly payments
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No additional cost when payments are made on time
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Flexible and easy to manage in your PayPal account
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Trusted payment security from PayPal
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No impact on your order delivery time
What you need
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Be 18 years or older
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A UK residential address
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A valid debit or credit card
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A PayPal account (eligibility checks apply)
FAQs
- Is PayPal Pay in 3 interest-free?
Yes. PayPal Pay in 3 is interest-free when payments are made on time. Late payments may result in restrictions on future PayPal Pay in 3 use.
- When are payments taken?
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1st payment: at checkout
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2nd payment: 1 month later
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3rd payment: 1 month after the second payment
Exact dates are shown clearly before you confirm your order.
- Is there a spending limit?
Yes. Your Pay in 3 limit depends on PayPal’s internal checks and your account history. The available amount will be shown at checkout if your order is eligible.
- Can I pay early?
Yes. You can make early repayments at any time through your PayPal account, reducing your outstanding balance.
- What happens if I miss a payment?
If a payment fails, PayPal may attempt to collect it again and could restrict your access to Pay in 3 in the future. We recommend ensuring sufficient funds are available on the payment date.
- When will my order be delivered?
Orders paid with PayPal Pay in 3 are processed and shipped exactly the same as any standard order.
- Returns & refunds
If you return an item:
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the refund is processed back through PayPal
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any remaining scheduled payments are cancelled
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any amounts already paid are refunded to your original payment method
Refund timing depends on PayPal and your bank.
Responsible spending notice
PayPal Pay in 3 is a form of short-term credit. Please ensure you can meet the repayments on time. Eligibility, terms and conditions apply.
Need help?
For Pay in 3 payment queries, please contact PayPal directly via your account.
For order or delivery questions, Little Gusto Customer Care is here to help.