Split your purchase into 3 interest-free payments with PayPal Pay in 3 at Little Gusto.
Your first payment is taken at checkout, with the remaining two payments collected monthly — at no extra cost when paid on time.

A flexible way to shop now and spread the cost with confidence.

How PayPal Pay in 3 works

1. Add your favourite items to your basket

2. Proceed to checkout

3. Select PayPal as your payment method

4. Choose Pay in 3

5. Complete your purchase — payments are taken automatically each month

Why choose PayPal Pay in 3?

• Split your order into 3 interest-free monthly payments

• No additional cost when payments are made on time

• Flexible and easy to manage in your PayPal account

• Trusted payment security from PayPal

• No impact on your order delivery time

What you need

• Be 18 years or older

• A UK residential address

• A valid debit or credit card

• A PayPal account (eligibility checks apply)

FAQs

- Is PayPal Pay in 3 interest-free?

Yes. PayPal Pay in 3 is interest-free when payments are made on time. Late payments may result in restrictions on future PayPal Pay in 3 use.

- When are payments taken?

• 1st payment: at checkout

• 2nd payment: 1 month later

• 3rd payment: 1 month after the second payment

Exact dates are shown clearly before you confirm your order.

- Is there a spending limit?

Yes. Your Pay in 3 limit depends on PayPal’s internal checks and your account history. The available amount will be shown at checkout if your order is eligible.

- Can I pay early?

Yes. You can make early repayments at any time through your PayPal account, reducing your outstanding balance.

- What happens if I miss a payment?

If a payment fails, PayPal may attempt to collect it again and could restrict your access to Pay in 3 in the future. We recommend ensuring sufficient funds are available on the payment date.

- When will my order be delivered?

Orders paid with PayPal Pay in 3 are processed and shipped exactly the same as any standard order.

- Returns & refunds

If you return an item:

• the refund is processed back through PayPal

• any remaining scheduled payments are cancelled

• any amounts already paid are refunded to your original payment method

Refund timing depends on PayPal and your bank.

Responsible spending notice

PayPal Pay in 3 is a form of short-term credit. Please ensure you can meet the repayments on time. Eligibility, terms and conditions apply.

Need help?

For Pay in 3 payment queries, please contact PayPal directly via your account.
For order or delivery questions, Little Gusto Customer Care is here to help.